BetaNow live in 50+ countries

Sendmoney likeatext.

Crypto wallets are complicated. Sawa is different. We replaced long, scary addresses with phone numbers, so you can support your family and pay friends instantly.

Download on the App StoreGet it on Google Play
50+Countries
2.4sAvg Transfer
<0.5%Fees
0x742d35Cc6634C0532925a3b844Bc454b2c1d4F3a9WzDXwBbmkg8ZTbNMqUxvQRAyrZzDsGYdLVL9zYtAbc1qar0srrr7xfkvy5l643lydnw9re59gtzzwf5mdqTJRabPrwbZy45sbavfcjinPJC18kjpRTv80xAb5801a7D398351b8bE11C439e05C5B3259aeC9Baddr1qxy2kgdygjrsqtzq2n0yrf2493p83kkfjhx0wlh0x4B20993Bc481177ec7E8f571ceCaE8A9e22C02dbDYw8jCTfwHNRJhhmFcbXvVDTqWMEVFBX7KMYZ0xC02aaA39b223FE8D0A0e5C4F27eAD9083C756Cc2tz1VSUr8wwNhLAzempoch5d6hLRiTh8Cjcjb0x742d...9WzDX...bc1q...addr1...

01 · The Problem

Crypto promised
to free your money.

But first, you had to get this exactly right.

Recipient address

0x742d35Cc6634C0532925a3b844Bc454b2c1d4F3a

One wrong character = money gone forever. No undo.

Scroll to continue

02 · The Breakthrough

What if your wallet
lived in your contacts?

0x742d...4F3a

+234 802 123 4567

Mom · Contacts

The people you love, already in your pocket.
Now they're your wallet too.

03 · The Sawa Way

Simple as
a text message.

No addresses. No complexity. Just send money to people you know, the way you already know them.

50+ countries supported
Instant on-chain settlement
Zero hidden fees
Non-custodial — you own your keys
👩🏾

Sent $50 to Mom

Instant · No address needed

Powered by industry-leading infrastructure

SolanaSolana
EthereumEthereum
BitcoinBitcoin
PrivyPrivy
TronTron
MeldMeld
PaystackPaystack
HeliusHelius
SolanaSolana
EthereumEthereum
BitcoinBitcoin
PrivyPrivy
TronTron
MeldMeld
PaystackPaystack
HeliusHelius
SolanaSolana
EthereumEthereum
BitcoinBitcoin
PrivyPrivy
TronTron
MeldMeld
PaystackPaystack
HeliusHelius
Two people smiling while using Sawa Wallet to send money

"It just works, like magic."

— Early beta user, Lagos

Beta Live

Why Sawa

Designed for real relationships.

Sending money shouldn't feel like a transaction — it's an act of care. Whether you're paying tuition, sending support home, or splitting a bill, Sawa respects the connection between you and the recipient.

No wallet addresses

Just use phone numbers from your contacts. It's that simple.

Automatic sync

See who's on Sawa instantly — no manual searching needed.

Personal notes

Add a message to every transfer, because money has meaning.

What we built

Professional grade.
Human simple.

Built on powerful blockchain technology, wrapped in an interface anyone can use.

One Wallet, Every Chain

Hold and send USDC, SOL, ETH and Bitcoin across Solana, Ethereum, Base, Polygon and BNB Chain — we handle the networks so you don't have to.

Buy Crypto Instantly

Top up with a local bank transfer and watch crypto land in your wallet within minutes — no cards, no middlemen.

Sawa Pay

Pay bills, buy airtime & data, and cash out to any bank account or mobile money — straight from your crypto balance.

We Run Our Own Rails

Sawa operates its own rails for on- and off-ramps — so conversions are faster, rates are fairer, and there's no third-party middleman.

Earn While You Hold

Put idle assets to work with built-in staking, and protect bigger deals with on-chain escrow.

Secure & Non-Custodial

You own your keys and your money. Identity verification unlocks higher limits when you need them.

Built for Africa.

Real infrastructure, not hype. Phone-first payments, local compliance, and private rails that actually work across the continent.

Built for Africa

Local First

Deep local support across Nigeria, Kenya, Ghana, South Africa, Uganda, Tanzania, Zambia and 40+ more countries. Real infrastructure for emerging markets.

50+ CountriesMobile MoneyLocal BanksNaira • Cedi • Rand

Phone-First Identity

Simple UX

Send, receive, and pay using just a phone number from your contacts. No scary wallet addresses. Non-custodial via Privy embedded wallets.

resolveIdentifier()sendToPhone()Username & EmailCryptographic Hashing

Real Production Rails

Compliant & Live

Our own treasury, compliance (NIN/BVN, Prembly, sanctions screening), and on/off-ramp infrastructure. Fast, fair, and built for African realities.

Private Rust BackendTiered KYC LimitsHelius + JupiterAML & Sanctions

Town Hall

Straight from the community.

Share your experience

Takes 30 seconds · sawawallet.org/review

Coverage

Africa & Beyond.

Sawa supports transfers across 50+ countries.

🌍 50+ countries supported
Nigeria
Ghana
Kenya
South Africa
Egypt
Morocco
Tanzania
Uganda
Ethiopia
Algeria
Rwanda
Senegal
Nigeria
Ghana
Kenya
South Africa
Egypt
Morocco
Tanzania
Uganda
Ethiopia
Algeria
Rwanda
Senegal
Nigeria
Ghana
Kenya
South Africa
Egypt
Morocco
Tanzania
Uganda
Ethiopia
Algeria
Rwanda
Senegal
Angola
Mozambique
Zambia
Zimbabwe
Cameroon
Ivory Coast
Botswana
Namibia
Mauritius
Tunisia
UK
USA
Angola
Mozambique
Zambia
Zimbabwe
Cameroon
Ivory Coast
Botswana
Namibia
Mauritius
Tunisia
UK
USA
Angola
Mozambique
Zambia
Zimbabwe
Cameroon
Ivory Coast
Botswana
Namibia
Mauritius
Tunisia
UK
USA

Leadership

The Team Behind Sawa

A small team building cross-border payments for Africa.

Divine Raphael

Divine Raphael

Founder & Engineering

Architect of phone-first identity, Privy integration, Rust treasury rails & open-source toolkit for Solana grants.

Peter

Peter

Co-Founder, Growth

Drives user acquisition, community, and strategic partnerships across Africa.

Tyler

Tyler

Co-Founder, Finance

Leads financial strategy, compliance (KYC/AML), and grant/fundraising efforts.

FAQ

Questions, answered.

Everything you need to know about sending, buying and spending crypto with Sawa.

Is Sawa Wallet free to use?

Yes — downloading and using Sawa Wallet is free. You only pay a small, transparent fee when you convert between crypto and your local currency. No monthly fees, no hidden charges.

Which countries does Sawa Wallet support?

Sawa works across 50+ countries, with deep local support in Nigeria, Kenya, Ghana, South Africa, Uganda, Tanzania, Zambia and more — including cash-outs to local banks and mobile money in your own currency.

Is Sawa Wallet safe and non-custodial?

Yes. Sawa is non-custodial, which means you own your private keys and your funds — not us. Optional identity verification unlocks higher limits whenever you need them.

Which cryptocurrencies and blockchains does Sawa support?

You can hold and send USDC, USDT, SOL, ETH and Bitcoin across Solana, Ethereum, Base, Polygon and BNB Chain — all from a single wallet.

Can I buy crypto and cash out to my bank with Sawa?

Yes. Buy crypto instantly with a local bank transfer, and cash out straight to your bank account or mobile money. Sawa runs its own rails, so conversions are fast and fairly priced with no third-party middleman.

What is Sawa Pay?

Sawa Pay lets you pay bills, buy airtime and data, and settle electricity and cable TV — directly from your crypto balance, without needing any extra apps.

How do I send crypto using just a phone number?

Pick a contact, enter an amount, and send. Sawa maps phone numbers to wallets behind the scenes, so you never copy a long, scary address — sending crypto feels as easy as sending a text.

What is the Sawa Toolkit?

An open-source collection of developer primitives extracted from our production app: @sawa/phone-resolver (phone-to-Solana via Privy) and @sawa/compliance-kit (KYC/AML for 10+ African countries). The ramp/treasury service remains private/internal. Designed for Solana Foundation Developer Tooling grants and other teams building consumer-first crypto apps in Africa. See https://github.com/Dipraise1/sawa-toolkit.

Early Access

Be among the first.

Sawa is currently in beta. Sign up to secure your spot and get notified when we launch in your country.

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50+ Countries
Instant Settlement
Bank-Grade Security
Non-Custodial