Privacy Policy

1. Introduction

Welcome to Sawa Wallet ("we," "our," or "us"). Sawa Wallet is a digital wallet platform that enables users to send, receive, and manage USDC (USD Coin) cryptocurrency with local currency quotations, making crypto transactions simple and accessible.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application.

2. What Sawa Wallet Does

Sawa Wallet provides the following services:

• Digital wallet for USDC cryptocurrency on the Solana blockchain
• Peer-to-peer money transfers using phone numbers
• Local currency quotations for all transactions (e.g., send ₦200 worth of USDC)
• Access to decentralized finance (DeFi) protocols on Solana
• Staking and liquidity pool investment opportunities
• Cross-border money transfers across Africa and beyond

Important: Sawa Wallet is a technology platform that facilitates cryptocurrency transactions. We do not provide financial advice, and we make no guarantees regarding profits, returns, or investment performance. All investment and financial decisions are made solely by you, and cryptocurrency investments carry inherent risks including potential loss of principal.

3. Information We Collect

3.1 Personal Information

• Phone number (used as your primary identifier)
• Name (optional, for account personalization)
• Email address (for account recovery and notifications)
• Wallet addresses (public blockchain addresses)

3.2 Transaction Data

• Transaction history (amounts, timestamps, recipients)
• Wallet balances
• DeFi protocol interactions
• Staking and investment activities

3.3 Technical Information

• Device information (model, operating system, unique identifiers)
• IP address and location data
• App usage analytics and performance data
• Log data and error reports

4. How We Use Your Information

We use the collected information for:

• Providing and maintaining wallet services
• Processing transactions and displaying transaction history
• Verifying user identity and preventing fraud
• Sending transaction notifications and account updates
• Improving app functionality and user experience
• Complying with legal obligations and regulatory requirements
• Providing customer support
• Analyzing usage patterns to enhance our services

5. How We Share Your Information

We do not sell your personal information. We may share your data with:

• Blockchain Networks: Transaction data is publicly visible on the Solana blockchain
• Service Providers: Third-party services that help us operate (cloud hosting, analytics, customer support)
• Legal Compliance: When required by law, court order, or government regulation
• Business Transfers: In the event of a merger, acquisition, or sale of assets
• With Your Consent: When you explicitly authorize us to share your information

6. Data Security

We implement industry-standard security measures to protect your information:

• End-to-end encryption for sensitive data
• Multi-signature wallet technology
• Secure cloud infrastructure with regular security audits
• Two-factor authentication options
• Regular security updates and patches

Note: While we implement robust security measures, no method of transmission over the internet or electronic storage is 100% secure. You are responsible for maintaining the security of your device and account credentials.

7. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Transaction data on the blockchain is permanent and cannot be deleted. When you close your account, we will delete or anonymize your personal information within 90 days, except where retention is required by law.

8. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your data (subject to legal requirements)
• Opt-out of marketing communications
• Export your transaction history
• Withdraw consent for data processing (where applicable)

To exercise these rights, please contact us at privacy@sawawallet.com

9. International Data Transfers

Your information may be transferred to and processed in countries outside your country of residence. We ensure that appropriate safeguards are in place to protect your data in accordance with this Privacy Policy and applicable data protection laws.

10. Children's Privacy

Sawa Wallet is not intended for use by anyone under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of Sawa Wallet after any changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: